Top Charleston Mortgage Rates This November

Have falling home values enticed you into buying a new house? Current prices may be low, but don’t forget to research Charleston mortgage rates, too. The rate you pay to finance your home will have a significant effect on the total cost of your house.

Current Best Mortgage Rates in Charleston, SC

Depending on the kind of home loan you go with, the interest rates offered will vary. However, whether you end up with a adjustable or fixed rat, there is a lender with an affordable interest rate in Charleston for you. Below are the local lenders currently providing the best mortgage rates this month:

Best Fixed Mortgage Rates in Charleston

15-Year Fixed

• Wachovia Bank, National Association: 3%
• • Orig. Fees: 1%
  • Points: 0.88


• South Carolina Federal Credit Union: 3.13%
• • Orig. Fees: 1%
  • Points: 0.4


• First Citizens Bank & Trust Company, Inc: 3.25%
• • Orig. Fees: 1%
  • Points: 0

30-Year Fixed

• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• First Citizens Bank & Trust Company, Inc: 4%
• • Orig. Fees: 1%
  • Points: 0


• Branch Banking & Trust Company: 4.13%
• • No Orig. Fees
  • Points: 0

Lowest Charleston ARM Rates

3/1 ARM

• Wachovia Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 3.25%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• SunTrust Bank: 3.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

5/1 ARM

• Wachovia Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• First Citizens Bank & Trust Company, Inc: 2.63%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 1.13
  • Caps: 2% per Adjustment Period

Please note that these mortgage rates are accurate as of November 2011, but may change at any time. Additionally, borrowers may be subject to additional requirements or credit approval in order to receive the lowest advertised rate. Please contact individual lenders to verify rates before applying for a loan.