When you think about your financial future, do you think long term or short term? Do you look ahead to retirement or wonder how you’re going to make rent next week?
Instead of thinking about one of those two extremes, why not look ahead a year or two? You can achieve a lot with a smart investment–like a 24-month CD. Buying a new car, putting a down payment on a house, those are the big financial dreams that can be yours. 
If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts.
Given the volatility of the stock market, many people are turning to safer methods of saving money. One such method is investing in CDs. If you find a great CD rate in Charleston, you can save quite a bit of money and help you and your family achieve your financial goals.
With so many banking account options today, you can have your pick of the best available rates in Charleston. Smart investors ensure that their bank account works for them, earning interest while they save. If you currently have money in a savings account, ask yourself, “Is this bank earning me the right amount of interest?”
Savings account rates across the nation will fluctuate over time, which means it’s important to check up on the latest rates near you and be sure you’re still earning the highest interest rate possible. Let’s examine what savings account interest rates are presently doing right now.
April is here, and it’s a great time to ramp up your savings to prepare for summer by finding the highest interest rates in Charleston.
Charleston Banking Rates has compiled a list of the best interest rates in the city for savings accounts and certificates of deposit. Find out if your accounts measure up or if it’s time to open a new one with a better rate.
The certificate of deposit rates available across different term lengths can vary greatly, and some financial institutions offer great rates only for particular types of CDs. Below is a list of the highest CD rates in Charleston currently available in each 6-month, 12-month and 2-year categories:
Saving money takes discipline and patience, but now is the perfect time to get started if you haven’t yet. The holiday season is over and some of the highest savings rates in the nation can be found right in your own neighborhood. If you’d like to start earning more on your savings, you’ll need to find the highest savings rates in Charleston.
Come to Charleston Banking Rates and start your search for financial rate information that could really save you money. Our interest rate calculator will make figuring out the pros and cons of an interest rate clear in no time. Some examples include:
It’s important to live in a smart, savvy, fiscally responsible way – stressing out about money is so draining, and turns life into a big headache. You can avoid all that by saving where you can, when you can. Charleston Banking Rates could help you find the information you need to start. Before you begin, get a free credit report and take a peak at your credit score.
| Featured Rate | |
|---|---|
|
CIT Bank
 |
1.10%
Date: May 14, 2012
|
|
Ally Bank
|
1.09%
Date: May 15, 2012
|
| Highest Rates Recent Rate Changes | |
| CoastalStates Bank 2 Year CD Account |
1.50%
Date: May 3, 2012
|
| Community FirstBank of Charleston 2 Year CD Account |
0.75%
Date: May 7, 2012
|
| First Federal of South Carolina, FSB 12 Month CD Account |
0.60%
Date: May 8, 2012
|
| South Carolina Federal Credit Union 2 Year CD Account |
0.50%
Date: May 4, 2012
|
| First Federal of South Carolina, FSB 12 Month CD Account |
0.80% to
0.60% Date: May 8, 2012
|
